The Credit Crisis – A Different Perspective

As I write this post, I’m sitting in an office in Dublin, Ireland. The weather is miserable outside… but we’re warm and protected indoors. The bad weather means that it’s really dark, even early in the day… but we fix this by switching on the lights. Even looking out the window makes me shiver… so I pull my comfy sweater a little closer around me. If I feel thirsty… I can help myself to a drink from the fridge. When lunchtime comes, we will all make our way down to the canteen for some food to keep us going for the few hours until we head home for dinner.

If you’re reading this post, then the chances are that you, like me, are one of the lucky ones.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

In recent weeks I have found myself worrying about my bank account, my savings, my mortgage, my job… My mind has been filled with thoughts about unemployment, repossessions, stock markets plummeting, banks going bust… As more & more bad news hit the headlines I began to wonder… can this get any worse?

Then it hit me… Yes.

Things could be an awful lot worse.

Despite the financial turmoil, despite the credit crisis, despite house prices falling, despite everything… I AM one of the lucky ones.

  • I don’t have to worry about feeding my family tonight.
  • I don’t wonder where my next meal will come from.
  • I don’t worry about my baby drinking dirty water.
  • I don’t have to sleep outdoors tonight or any night.

I have access to food, shelter and warm clothing. I have clean water on tap. I can visit a doctor if I need to. I have access to heat and electricity at the flick of a switch. I have access to education and training. I have job opportunities and leisure time. I even have the privilege of having some savings to worry about in these economic times…while many people don’t have even enough money to survive, never mind save.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

The world’s poorest people aren’t worried about the credit crisis. They are worried about feeding their families and struggling to survive on a daily basis.

At the moment many of us are cutting our spending… this is leading to a fall in charitable donations… there is a real fear that this may result in many of the world’s poorest people suffering even more than they already do.

So, despite the economic downturn, I have decided to make a small but determined effort in favor of those much less fortunate than me. Out goes the weekly treat of Hot Chocolate with extra marshmallows & whipped cream… in comes an extra weekly donation to charity. It may not be much, but it’s a start. If you think about it, by foregoing one tall latte, you could contribute $3 to someone in dire circumstances.

Could you sacrifice one trip to Starbucks per week?

…by SJ…

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

As a part of our contribution to Blog Action Day 2008, StatCounter has decided to sponsor a child via the charity Plan Ireland.

Plan is an international development agency which works to implement programs at a grassroots level in health, education, water and sanitation. Children are at the heart of all Plan activities and their projects directly support more than 1,500,000 children and their families.

By becoming a sponsor with Plan, StatCounter, together with thousands of other donors worldwide will help to improve the quality of life of children living in poverty.

Plan’s active support for child development over a long period of time aims to improve the healthy development of children from before birth, through to an adulthood in which they can be valuable and productive members of their community.

If you would like more information about Plan, please click here. To sign up as a sponsor follow this link, or click here to make a single donation to Plan. Remember – every cent counts and every donation is appreciated.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Plan Ireland’s Work in Togo

Togo is a small country in West Africa. Annual income per head is just $350 and the mortality rate for children under 5 is over 10%.

Plan is currently working on various projects in this area including:

  • erecting clean water points
  • training teachers
  • building and modernising schools
  • establishing voluntarily manned crèches to release younger girls from the responsibilities of child minding so as they can attend school

Plan are also working to tackle the stigma and discrimination associated with disability by establishing and equipping community based rehabilitation centers. It is hoped that, following this project, disabled children will no longer be locked away in homes, but instead be given the opportunity to be active participants in society with the opportunity to live their lives to their maximum potential.

Positive results are already emerging as communities are beginning to recognise that disabled children have an important role to play. As one community leader put it ‘this project has helped us re-find our children’.

Click here to visit the Plan website

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


This post is our contribution to Blog Action Day 2008, a non-profit event aimed at changing the conversation on the internet to focus for one day on the mammoth issue of global poverty.

80 comments on “The Credit Crisis – A Different Perspective

  1. Great to get some perspective on things. I think we all get too carried away in our own comfortable lifestyles to remember what real suffering is and that materialism isn’t that important after all. Thankyou for reminding me.

    btw, Big League Players Club post is spam!

  2. Another Social Enterprise project. Excellent!
    Internet has empowered and enabled many individuals to discover new riches laid open for everyone. For those unlucky people living in places where resources are scarce, we the lucky ones are impelled to give what is needed for them to sustain their basic humanity-that is our moral responsibility.
    The greatest Social Enterprise icons of our time are none other than the good men in Bill Gates and Warren Buffett.

    Cheers

  3. This post truly made me smile. I needed to read this after a long week of work, sitting in traffic. I am truly blessed with my family, and all what life has brought me. Thank you.

  4. Excellent post. I may complain about my job and money issues, but I can at least say I have a roof over my head, food in the fridge and a warm bed to sleep in. I wish people would sincerely take a look in their own communities-I mean REALLY look. Here in the US kids do go to bed hungry, without proper clothing for the season, houses that are literally falling apart, yet the only time we do anything is during the holiday season. Why? We should take care of each other every day by cutting back on unnecessary luxuries. Do what I started doing. Drop all of your change in a bucket and donate -charity starts in the home.

  5. Hi all,

    We’re terribly sorry to report that we had a problem with the comments on this blog – some inspirational comments posted today (in particular from Rob and Nick if memory serves correctly) were deleted in error.

    We sincerely apologize for this and encourage anyone whose comment was deleted to post again should they wish. We really value the contributions to this blog, so we are really upset that this error has happened.

  6. Thanks so much for this inspirational article.

    Our multicultural staff has been quite proactive and resourceful in finding ways to give to the less fortunate.

    Cutting back on excesses and donating that money – as well as recycling older business and office equipment and reselling gadgets and home accessories they would have thrown out.

    It is so nice to see people keep their perspective and still care, in what has become an increasingly cynical world.

    It is not hard to understand why Statcounter is so awesome – you have so much caring to share 🙂

  7. We are very delighted that statcounter has sponsored a child. It has amazing rewards. We have sponsored many causes and continue to help the community as best we can. Our website has a real good indication of this credit crisis. We have seen the beginning of the year turn out for many people not getting credit or credit cards and getting turned down. We would like to report we hve seen a 30-40 percent swing in more approvals. We think things are getting better and banks have got the money they need to lend once more.

  8. Very nice yall, unfortunately I completely forgot about blog action day. 🙁

    But I’m still glad that yall took (and are still taking) action against poverty.

Comments are closed.